About Us
NHRMA Mutual and MIdwest Provider Insurance Company (MPIC) market insurance products solely to long-term care operations.
What sets us apart? We fight aggressively against claims. Our loss prevention consultation can save your home money now and in the long term.
What more could you ask for?
About NHRMA Mutual
Member-owned and member-controlled NHRMA Mutual provides workers' compensation coverage and risk management services to homes in Illinois. More than 500 NHRMA Mutual member locations are working with us to control their workers' compensation risks and their costs by reducing the frequency, severity and duration of employee injuries.
About MPIC
Midwest Provider Insurance Company (MPIC) provides professional and general liability coverage to long-term care facility operators in Illinois, Iowa, Missouri and Indiana. MPIC is a member-owned, member-controlled risk retention group for operators who want a say in the decisions that affect their facilities.
The MPIC Liability Program is operated according to similar principles as most member-owned insurance programs. MPIC's rates are actuarilly determined and based upon expected losses of the program members—not market conditions and not expected losses of the entire industry.
MPIC's Risk Management Program helps members reduce the likelihood of becoming the target of frivolous liability claims.
Program Highlights
- A-rated reinsurance protection
- A, exceptional, Demotech® financial stability rating
- Strong risk management program
- Actuarilly-based rates
- Claims-made coverage
