Why Choose Us?
We are member owned and member controlled. Because of this, both NHRMA Mutual and MPIC have an unsurpassed knowledge of the long-term care industry, and all decisions are made in the best interests of our member homes.
There are many reasons for joining
Let's face it; you want lower workers' compensation insurance premiums for your company.
Unlike other insurers, your ultimate NHRMA Mutual insurance cost is directly dependent on your claims. We work with you to lower your workers' compensation costs by giving you the tools you need to reduce your claims frequency as well as the cost of claims that do occur. So the question isn't how low can we go; it's how low can you go?
It's one thing to sell you insurance for your company; it's another to defend you against questionable claims.
NHRMA Mutual and MPIC do both. When your insurance provider is on your side and working with you, you'll see how low you can go—in claim payouts.
If someone told you how to reduce claims in your facility, you'd listen, right?
NHRMA Mutual and MPIC offer invaluable risk management, claims and loss control resources including in-home consultations on claims reduction. When you take advantage of these resources, you'll see how low you can go—in claims costs.
NHRMA Mutual has served the long-term care industry for more than 20 years. MPIC was developed by NHRMA Mutual members in 2001 to meet the need created for professional general liability insurance when the market was in crisis. We are focused, financially solid, knowledgeable, stable and consistent companies committed to serving our members.
Members elect our boards and provide direction to our companies.
We offer flexible payment schedules and competitive rates, and no member will be assessed because of other members' losses.